here are the biggest reasons why the
Fingerhut Fetti Credit
Account issued by WebBank
is a smarter alternative3 to traditional buy now, pay later (BNPL)
lowest monthly payments4
Your payments are based on your balance. Most BNPL payments are fixed and stack up higher with every item you buy and every purchase you make.
The shorter payoff period could also put a credit crunch on your budget, especially if you buy higher-priced items.
builds credit history
(unlike most BNPL)
We report your payment history to all 3 credit bureaus. Most BNPL won’t report your payment history to any of them, but some may report late payments.5 Are you shocked by that? We were.
plus, enjoy these great benefits
free 24/7 access to your FICO® Score
no overlimit fees6
access to sales, promotions and sweepstakes
potential credit line increases
3 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
4 Based on purchases of $40 or more with a WebBank/Fingerhut Fetti Credit Account versus a typical 6-week, 4-payment BNPL option.
5 https://www.consumerfinance.gov/about-us/blog/should-you-buy-now-and-pay-later/
6 Minimum interest charges, late fees and returned payment fees apply. Please see our complete WebBank/Fingerhut Fetti Credit Account Terms and Conditions.
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